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Privacy Policy

Effective Date: November 1, 2020

Introduction

Serving your needs and protecting your personal information are priorities for Elizabeth Road, Inc. (referenced herein as "Elizabeth Road," "we" or "us). This notice describes the privacy and data security practices following by Elizabeth Road and explains what types of information we collect, under what circumstances it may be shared and what choices you have regarding how it is shared.

This Privacy Policy describes (i) the types of information we collect from you or that you may provide to us when you use our website, products, and services (collectively, the “Sites”), (ii) our practices for collecting, using, maintaining, protecting, and disclosing your information, and (iii) the choices you can make about the way in which your information is collected and used when you use our Sites.

INFORMATION WE COLLECT

We collect personal information that is necessary to enable us to establish and to provide services, in each case, as permitted or required by applicable law. The personal information we collect varies depending on the services you request and use.

We may collect and (as described below) disclose nonpublic personal information about you that we obtain from the following sources.

  • Information we receive from you on applications and other forms;

  • Information about your transactions with us, our affiliates or others;

  • Information we receive from consumer reporting agencies.

The term "personal information" as used in this privacy policy, means information that identifies you personally. We may use information that does not personally identify you to help manage our business and to provide us, our affiliates or other companies insight into consumer behavior within our company and on our Sites. We may use this aggregate, anonymous information even if you ask to limit the disclosure of your personal information as described herein.

As you navigate through and interact with our Sites, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:

  • Your IP address, the type of browser and operating system used;

  • Date and time you access our Sites and pages you visit, and if you linked from or to another website, the address of that website; and

  • Your ISP or mobile carrier.

The information we collect automatically helps us to improve our Sites and to deliver a better and more personalized service, including by enabling us to: estimate our audience size and usage patterns; store information about your preferences, allowing us to customize our Sites according to your individual interests; speed up your searches; and recognize you when you return to our Sites.

INFORMATION WE SHARE

We do not sell or provide personal information to third parties for telemarketing or any other independent use.

Third Party Vendors. To offer you products and services that help you achieve your homeownership and/or financial goals, we may, however, share information with our affiliates and selected companies with which we do business in order for them to provide services to you. Such affiliated companies may include, but are not limited to, financial service provides, title insurers, property and casualty insurers, etc.

Nonaffiliated Third Parties. We do not share your personal information with nonaffiliated third parties that are not third party vendors (as described above).  

Sharing of Information as Permitted by Law. Elizabeth Road, pursuant to valid legal process, such as a search warrant, subpoena or court order, will allow access to information, including personally identifiable information, provided to the Sites in order to comply with such process and to protect our rights and property. We also may share information about you in other ways as required by law or as permitted to properly manage our business.  

HOW WE PROTECT YOUR INFORMATION

We restrict access to your personal information to those employees and/or independent contractors who have a business purpose in utilizing your data.

Online communication/Internet users. Regular e-mails you may send to us are not secure against interception by unauthorized individuals.  Therefore, we ask that you not send nonpublic personal information, especially social security numbers, through regular e-mail.

LIMITATIONS & OPTING-OUT

Limiting Information we use for Marketing. We do not release your personal information to affiliates for purposes of marketing. If you establish a direct relationship with one of our affiliates, they may market to you directly and you may address any request to cease such marketing directly to such affiliates. Otherwise, to the extent that you receive any marketing relating to our affiliates services, such communications come directly from Elizabeth Road and you may exercise your opt-out rights as discussed below.

E-mail Communication Opt-Out. We may periodically send educational and informational e-mails, newsletters, etc. about our products and services, or those of our affiliates, to customers for whom we have recorded e-mail addresses. All customers who receive these e-mails have the opportunity to opt-out of this service at any time by sending the request to seletra@elizabethroadinc.com.

 LINKS TO OTHER WEB SITES

Our Sites contain links to other web sites that may be of interest to you. We provide these links as a service to you and are not liable for the content or policies of any of these third party web sites. When you leave our Sites to visit a third party website, our policies no longer apply. Accordingly, you should review any privacy policies posted on other websites you visit to ensure that you understand and agree to their terms.

CHILDREN
This site is a general audience site, which is neither designed nor intended to collect personal information from children who are under the age of 13. In order to ensure compliance with the provisions of the Children's Online Privacy Protection Act children under the age of 13 should not provide any personal information to this site. We ask that parents supervise their children while online.

DISCLAIMER OF WARRANTIES
ELIZABETH ROAD, INC. PROVIDES THE INFORMATION ON THIS WEB SITE ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITATION OF THE FOREGOING, ELIZABETH ROAD, INC. SPECIFICALLY DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, APPROPRIATENESS, RELIABILITY, TIMELINESS OR USEFULNESS OF THE CONTENT OF THE WEB SITE; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR WARRANTIES ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURIES OCCURRING AS A RESULT OF: (1) ANY ERROR, OMISSION, DELETION OR DEFECT IN THE CONTENT, OR (2) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OF RECORD, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, DEFAMATION, OR ANY OTHER CAUSE OF ACTION. ELIZABETH ROAD, INC. DOES NOT WARRANT OR GUARANTEE: (1) THAT ANY PORTION OF THE WEB SITE WILL BE FREE OF INFECTION BY VIRUSES, WORMS, TROJAN HORSES OR ANYTHING ELSE MANIFESTING CONTAMINATING OR DESTRUCTIVE PROPERTIES; OR (2) THAT ACCESS TO THE WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL ELIZABETH ROAD, INC. BE LIABLE TO ANY PARTY FOR: (i) ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF BUSINESS PROFITS, LOSS OF PROGRAMS OR LOSS OF INFORMATION), OR ANY OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO USE THE MATERIALS IN THIS WEB SITE OR ANY OTHER ELIZABETH ROAD, INC. WEB SITE, EVEN IF AN ELIZABETH ROAD, INC. AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; OR (ii) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF THE WEB SITE. IN NO EVENT SHALL ELIZABETH ROAD, INC. TOTAL LIABILITY TO YOU HEREIN, FOR ANY CLAIM OR ACTION ARISING FROM USE OF THE WEB SITE (WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, ELIZABETH ROAD, INC. LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

PRIVACY POLICY INQUIRIES

Please contact us if you have any questions about this policy at seletra@elizabethroadinc.com.